Gaffy and Hammock work well together
Hammock is landlord accounting software that files Making Tax Digital quarterly updates and tracks rent through bank feeds, from £8 + VAT a month for 1 to 3 properties [1]. Its pricing page doesn't list a tenant repair channel [1]. Gaffy covers that side: a repair link for tenants, a maintenance inbox and certificate expiry reminders, for £12 a month for up to 5 properties. Gaffy is not VAT registered. For 3 properties, Hammock's listed £8 plus Gaffy's £12 is £20 a month.
Updated
| Job | Use |
|---|---|
| Rent tracking, bank feeds, expenses | Hammock [1] |
| MTD quarterly updates and final declaration | Hammock [1] |
| Tenant repair reports with photos | Gaffy |
| Gas safety, EICR and EPC expiry flags | Gaffy |
| Leases, certificates, inventory, move-in/out photos | Gaffy |
Why it matters now
From 6 April 2026, landlords and sole traders with qualifying income over £50,000 must use MTD-compatible software, and from 6 April 2027 the threshold drops to £30,000 [2]. Gaffy isn't MTD software, so pair it with one that is.
FAQs
Does Gaffy integrate with Hammock?
Not directly. Each runs on its own. You can log repair costs in Gaffy and keep your books in Hammock.
What does Hammock cost?
Hammock lists £8 + VAT a month for 1 to 3 properties, £15 for 4 to 10, £25 for 11 to 20 and £31.50 for 21+, with a 30-day trial [1].
Do I need MTD software?
If your qualifying income was over £50,000 in 2024–25, you've needed it since 6 April 2026. If it was over £30,000 in 2025–26, you'll need it from 6 April 2027 [2].
Sources
More comparisons: Gaffy vs Lettie · Gaffy vs Landlord Vision · Gaffy vs Arthur Online · Gaffy and Hammock · After OpenRent · Gaffy vs Alfie · Gaffy vs Goodlord · Gaffy vs spreadsheets